Best Bank Rates and Deals

Cincinnati Employees Credit Union is loved by members because it offers such a wide variety of high-quality financial products and services. For instance, Cincinnati Employees CU has some of the highest CD rates available in the nation right now and is offering a 12-month CD rate of 1.31% APY.

Please contact the credit union directly for information regarding eligibility and minimum deposit requirements. Also, note that rates are subject to change at any time without notice and early withdrawal before the account reaches maturity may result in a substantial penalty.

Cincinnati Employees Credit Union offers a variety of both share and loan options for their members. It’s important to find quality financial products like high interest savings accounts, especially during the holiday season, which is way Cincinnati Employees Credit Union offers such a wide array of options to members. Y

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If you’re looking for some extra cash and live in California, you could take advantage of $150 in checking bonuses from NuVision Credit Union. This special is scheduled to end March 30, 2010. Here’s how you can take advantage of this deal:

• First $50 Bonus: Open a free checking account with a minimum deposit of $100. You must also direct deposit $200 per month or make 5 signature debit card purchases per month for the first 90 days
• Second $50 bonus: You could receive this bonus for keeping the checking account active for 90 days (and make at least 3 transactions each month).
• Last $50 bonus: Use online bill pay (at least 3 per month).

Please check the promotional page for additional details.

In order to become a member, you can be a current member of the American Consumer Council. If you’re not a member of this council, anyone can join with a $6 membership fee.

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Citizens Equity First Credit Union (CEFCU) is offering a competitive 1.30% APY on its Insured Money Market Account (IMMA). According to the credit union, this account offers the following rates:

• 1.30% APY – $100,000
• 1.15% APY – $50,000
• 1.00% APY – $25,000
• 0.90% APY – $2,500

Some perks of opening the IMMA include competitive dividends, tiered rates, checking overdraft protection, and federal insurance through NCUA. You must deposit $2,500 to open and avoid monthly fees.

Membership is open to anyone who lives or works in the state of Illinois.

>> MMA Deals

South Florida Federal Credit Union is offering a competitive 2.52% APY on its money market account. Here are some additional details of this account:

• Minimum balance of $2,500 required to open the account
• Minimum of $2,500 must be maintained to avoid $6 monthly fee.
• Limited check writing is available.

In order to open amoney market account with South Florida Federal Credit Union, you must be a member. Membership is primarily based on Select Employee Groups in the South Florida area, including specific churches and schools. To learn if you are eligible to become a member, please visit the credit union’s Who Can Join page.

>>Money Market Rate Deals

Indiana University Credit Union, with branches located in Bloomington, Fort Wayne, Gary, Indianapolis, Kokomo, New Albany and South Bend, Indiana, is offering student perks. The best student perk is its student referral bonus where you can have a chance to earn a $500 bonus aside from the $10 bonus for each new student member you refer to the credit union.

Here is how to join. Simply complete a Refer-a-Student coupon and give it to the student you’re referring and ask them to submit the completed coupon when they open their account. Y

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