Best Bank Rates and Deals

Alliance Bank and Trust offers their best interest rates for their money market account. The interest rates for this money market is tiered based on its balance:

• $0 to $1,999.99                    0.50% APY
• $2,000 to $7,499.99             0.75% APY
• $7,500 to $9,999.99             0.80% APY
• $10,000 to $24,999.99         1.00% APY
• $25,000 to $99,999.99         1.35% APY
• $100,000 and above             1.65% APY

You are required to deposit a minimum of $1,000 to open this money market account. This best money market account does not require a minimum balance to earn this best interest rate, but you still need to maintain at least $1,000 on your account to avoid fees. The minimum balance fee for this money market deal is $5. You are allowed to make up to 6 withdrawals or transfers via check or draft per statement cycle. In addition, you can also make unli

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Savers often choose a money market account for their emergency fund because of the easy access by check, online transfer or a debit card along with the opportunity to earn interest.

AIG Bank’s Signature Money Market Account is fully FDIC-insured and has a minimum deposit requirement of $2,500. Interest is paid only on accounts with a balance of $1,000 or above. The Signature Money Market Account includes a Visa check card and free online banking.

AIG Bank Signature Money Market Account rates as of 7/20/11

Balance / APY

$1,000 – $ 2,499 / 0.25%

$2,500 – $9,999 / 0.50%

$10,000 – $49,999 / 0.95%

$50,000 – $99,999 / 1.00%

$100,000 – $249,999 / 1.05%

$250,000 or more / 1.08%

Compare money market rates and terms online to find the best bank deal.

AmTrust Bank, a division of the New York Community Bank, will guarantee a money market account rate of return with a minimum balance of only $1 (0.50% APY earned for balances up to $9,999). To earn the competitive 1.25% APY money market account rate certain terms and restrictions apply. Customers must open a Blue Money Market account and meet the following rules to earn the top money market rate:

• AmTrust Checking account required to take advantage of the bank’s best money market account rate
• Interest will be earned on deposit amounts ranging from$10,000-$24,999
• $1,000 opening balance required
• Monthly balance of $1,000 required to avoid monthly service charges
• Balances as low as $1 will still earn a money market account rate of 0.50% APY earned for balances up to $9,999
• Complimentary online banking included (with limited check writing privileges) with e-statements
• FDIC insured

Applications to earn Amtrust’s top money market account can be completed online but may only be available based on the market you are located in.

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Midwesterners are invited to take advantage of an aggressive 1.85% money market rate through BankOn Nebraska. To earn the currently advertised rate of return customers need to be aware of some features including:

• Minimum $100 opening balance required
• No monthly balances
• Earn a $25.00 bonus for opening a qualified new account
• E-statements and online banking included
• FDIC insured up to $250,000

To qualify for all the features of the BankOn Money Market Account, the account must be opened online. Only residents ofNebraska, Colorado, Kansas, Missouri and Wyoming are allowed to take advantage of this offer.The financial institution is the online arm of thePinnacle Bank network that has dozens of branch locations inNebraska and a few in Kansas.

>>Money Market Account Rates

Local New Jersey Bank, Grand Bank N.A. has lowered their interest rates on personal money market accounts to a still competitive 1.75% APY. A minimum deposit of $50,000 is required to qualify for the highest money market interest rate offered by Grand Bank. Additional terms include:

• APY quote “assumes interest remains on deposit”
• FDIC insured to $250,000

APY structure is tiered as follows:

• $2,500 to 9,999.99 0.50% 0.50%
• $10,000 to $24,999.99 0.50% 0.50%
• $25,000 to $49,999.99 1.29% 1.30%
• $50,000 or more 1.73% 1.75%

Grand Bank in New Jersey is a fairly new addition to the banking scene. The financial institution history dates back toMarch 1, 2002. They are headquartered at 1 Edinburg Road, Hamilton, New Jersey.

>>Money Market Account Rates

Zion Bank is offering a 1.25% APY on money market account investments. The minimum balance to receive this offer is $2,500 and the account must be opened online.

The complete terms to qualify forthis offer include:

• No monthly fees
• Nationwide network providing free ATM access
• Free online banking
• 6 complimentary transactions per month included
• FDIC insured up to $250,000

Zion Bank has over 125 throughout Utah and Idaho, however there is a strong internet presence that so anyone can take advantage of their money market rates.

>> Money Market Account Rates

A competitive 2.00% APY money market rate is available at New Century Bank. This is promotional rate that requires that you also open a checking account to qualify. Here are the rates and features for this account:

• 2.00% APY – if you open Platinum Checking Account
• 1.60% APY – if you don’t open checking account
• 6 withdrawals permitted each month
• Your money can be withdrawn at any time

The minimum opening deposit is $1,000 for this account. You must also maintain this amount to maintain the APY. The rate is guaranteed through May 31, 2010.

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