Best Bank Rates and Deals

TransPecos Bank offers attractive interest rate for their reward checking account called Kasasa Cash. You can earn an interest rate of 3.33% APY for balances up to $25,000. You can earn an interest rate of 1.33% APY for the portion of the deposit above $25k. Plus, refund ATM fees when you meet the following requirements:

• make at least 10 debit card purchases at the point of sale
• setup at least one bill pay, direct deposit or automatic payment
• access internet banking at least once per statement cycle
• subscribe to electronic bank statement

If the bank’s requirements are not met for this month, you will still be able to earn their base interest rate of 0.05% APY. But you will no longer be able to refund your ATM fees. You are also required to make an initial deposit of just $1 to open an account. T

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When you review your bank statement each month, do you feel frustrated that a thousand dollars or more enters and exits your checking account without earning interest? An interest checking account can be a simple solution to boosting your savings.

ING Direct, an online-only bank that offers FDIC-insured accounts, pays tiered interest rates on their ElectricOrange Interest Checking account. Accountholders with less than $50,000 earn 0.25 percent APY; with $50,000 to $100,000, 1.10 percent APY; with $100,000 or more, 1.15 percent APY. Customers also have free online bill-paying, a debit card and free ATM use.

Compare interest checking accounts online to find the best bank rates.

Northfield Bank has an ongoing promotion with their checking account. On the first 90 days of your checking account, you must meet the following requirements to get the $150 bonus:

• make at least 5 purchases using your Northfield debit card
• make at least 3 online bill payment
• make at least $400 worth of recurring direct deposit

The bank also provides benefits when you open their Free Checking Plus account like: no monthly service fee, no minimum balance required, and unlimited check writing. Consumers may visit one of the bank’s branch to open an account. There is no expiration date listed on the banks website for this promotion. In case you have questions or concerns, you may call their customer service line thru 718-448-1000 or 732-499-7200.

Northfield Bank has a total of 21 branches located in Brooklyn, Staten Island, and Central New Jersey.

The bank was established on March 1, 1887 and was known before as Northfield Building Loan and Savings Association. I

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Bank of Sullivan invites consumer to take advantage of their best interest rate reward checking account called Priority Plus Checking. The bank lets you earn an interest rate of 3.25% for your account balances up to $25,000. you can also save up to $25 for ATM fees since you can refund it if you meet the following requirements:

• subscribe to electronic bank statement
• make at least 12 purchases at the point of sale using your debit card
• setup at keast one direct debit or direct deposit per statement cycle
• use online banking once per statement cycle
• setup a one bill payment per statement cycle

Bank of Sullivan will require you to deposit a minimum balance of $100 to open an account and enjoy their high interest rate reward checking account.

Individuals who want to open an account will have to visit Bank of Sullivan. Once account is open, check the rates with the bank since it may change.

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Bank’34 invites consumers to take advantage of their high interest reward checking account called Grow Green Checking which only requires a minimum of $50 to open an account. The best reward checking account has the following interest rates:

• balances of $500 to $20,000 earns 3.40% APY
• balances beyond $20,000 earns 0.25% APY

You will be able to enjoy this high interest rate by meeting the requirements of the bank. You must used your debit card altleast fifteen times at the point of sale. You must also use online banking atleast three times per statement cycle. Lastly, enroll for electronic bank statement.

In case you do not meet the requirements provided by the bank, you will not earn any interest. You will also have to shoulder a $5.00 service charge. On a more positive note, you will have free access to their online banking system, bills payment, and you don’t have to worry about any monthly service fee.

Consumers who want to open an account may visit their one of their branches . Ban

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M&T Bank will give you a checking account bonus of $100 in cash if you add a direct deposit to your MyChoice Checking Account. If you already have this checking account with them, you need to activate the direct deposit feature within 90 days upon account opening.

The $100 bonus will be credited to your checking account after you post your first direct deposit. This promo still runs but can be stopped by the bank any time without notice. M&T limits the cash bonus to one for every customer.

The MyChoice Checking Account does not charge any monthly service fee if the account holder makes at least 10 purchases or payments using the check card every month. You can also avoid the monthly fee if you can maintain at least a $500 average daily balance. In case you fail to meet these requirements, you will have to shoulder a monthly fee of $6.95.

Other perks of MyChoice Checking includes free use of web banking, web bills payment system, mobile banking, and free account access over ATM.

The bank does not charge NSF or an ovderdraft fee in case you do not have enough funds for a transaction below $10.

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Consumers often feel frustrated about the lack of earning power of their funds that sit in their checking account between payday and bill paying day. An interest checking account can solve that problem since these accounts pay interest on the balance in a checking account.

EverBank, one of the largest financial service companies in the country, offers a tiered, variable rate checking account with all deposits FDIC insured.

The EverBank Yield Pledge Checking Account offers a three-month bonus rate for new customers of 2.01 percent APY. The minimum deposit to open an account is $1,500.

First-year APY from EverBank Yield Pledge Checking Account:

$1,500 to $9,999 / 0.51 percent

$10,000 to $24,999 / 0.66 percent

$25,000 to $49,999 / 0.95 percent

$50,000 to $99,999 / 1.01 percent

Compare terms and conditions of interest checking accounts to find the account that meets your needs.