With the rising costs of health care and the tangible benefits that come with living a healthy life style, it’s almost a no-brainier that implementing a wellness program in your small business can offer a potentially big payback. And don’t think that it will necessarily cost you big bucks. Just because you can’t afford to sponsor an expensive spa or gym membership for your employees nor provide extensive health-related workshops and other services, it doesn’t mean you can’t have a wellness program in your business.
You may be surprised by how far a little thought and creativity can go. If you are considering building a wellness program in your business, but need to do so on the cheap, then here are some tips to keep in mind:
First, take a look around. You need to take a real good look at your business and your employees and identify those key areas that need to be changed. Are there a
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Tax Foundation has published a map showing the top income tax rates in all 50 states. There are seven states that have no income taxes at all: Alaska, Washington, Nevada, Wyoming, South Dakota, Texas, and Florida. Tennessee and New Hampshire only tax dividends and interest. Except for Iowa, the high tax states are on the coasts.
While on one hand the world we live in has evolved in leaps and bounce, with the miracle of technology making life a joy ride, at the same time we humans seem to have become another mechanical part of the mechanized monster that seems to be running the world. Such is the haste for success and power that ethics and rules seem to be flexible and selfish tools used to achieve the sinister goals at whatever price it might take. In the middle of the mistrust and lack of credibility, the Caxton seems to provide the dependable ray of hope. Caxton FX is a foreign exchange company, that believes in providing the deserving and generous value for your hard earned money. To maximize the outcome of your income and to receive the best advices regarding the execution of your investments, you must remember that the world of Caxton awaits just a click. Full article…
“The IRS is significantly changing the way we determine innocent spouse relief,” said IRS Commissioner Doug Shulman. “These improvements should dramatically enhance our process to make it fairer for victimized taxpayers facing difficult situations.”
This is the second major change made to the innocent spouse program. In July, the IRS extended help to more innocent spouses by eliminating the two-year time limit that previously applied to requests seeking equitable relief.
My daughter, Danielle, found the following incredible story on the NPR iPhone App:
http://www.npr.org/blogs/money/2012/01/20/145360447/the-secret-document-that-transformed-china?sc=17&f=1001
The Secret Document That Transformed China
by David Kestenbaum and Jacob Goldstein
- January 20, 2012
In 1978, the farmers in a small Chinese village called Xiaogang gathered in a mud hut to sign a secret contract. They thought it might get them executed. Instead, it wound up transforming China’s economy in ways that are still reverberating today.
The contract was so risky — and such a big deal — because it was created at the height of communism in China. Everyone worked on the village’s collective farm; there was no personal property.
“Back then, even one straw belonged to the group,” says Yen Jingchang, who was a farmer in Xiaogang in 1978. “No one owned anything.”
At one meeting with communist party officials, a farmer asked: “What about the teeth in my head? Do
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When it comes to marketing a business the frequent complaint from small biz owners is that marketing rarely works or just isn’t worth the expense. For those business owners I offer the reasons below as to why that may seem to be true.
1.) You Try to Do It Yourself.
Yeah, I know, you’d get marketing help if you could trust it, or afford it. Yes, it’s true that many marketing firms are beyond the financial reach of many small businesses. However, if you truly believe in the benefits of smart marketing there are professional resources that your small business can afford. You just may have to invest the time to find and qualify them. And, the better you’re able to qualify them, the more you’ll be able to trust them.
One business owner who knew the value of investing in marketing expertise was Steve Jobs. Apple incor
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I previously wrote about Edith Windsor, who was required to pay $350,000 of estate taxes because her deceased spouse was a woman rather than a man. This tax was caused by the Defense of Marriage Act (“DOMA”), which classifies same sex married couples as unmarried for purposes of federal taxation and various benefits.
President Obama has decided that certain portions of DOMA are unconstitutional and has directed the Justice Department to stop defending the law in court, including the pending appeal in the Windsor case.
There are many people who agree with the President’s assessment of the constitutionality of DOMA. Nevertheless, it is not the President’s job to determine the constitutionality of laws that have been enacted. Laws may be changed by Congress or ruled to be unconstitutional by the judicial branch of the government. It would create chaos if the President is allowed to prohibit enforcement of laws that he does not like.
If DOMA is overturned by Congress or the U.S. Supreme
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