Best Bank Rates and Deals

Bank of America invites consumers to take advantage of their new checking account promo. This offer is good for existing credit card holders of BofA. A promo page is still up on the website of the bank. Here are some important details:

· Use the code CHC220OL when you complete the online application upon opening of the checking account

· Account holder must setup within 3 months a direct deposit to get a $100 credit through your credit card statement

· You can earn up to $120 more ($20/month for 6 months) when you pay your credit card through your new Bank of America checking account online

This checking account offer will be until December 4, 2010. This is offered to existing credit card holders without any checking account of Bank of America and whose accounts are in good credit standing. The credit that you will get can be applied to your account around 60 days post the qualifying transaction.

Some readers have reported before that they had difficulty on how the bank deals with bonuses. It might require some patience and follow up calls but still it will be good, clean, extra money. Some though have reported that they were unsuccessful in receiving the banking bonus.

Take note that you will not be eligible for the bonus if you decide to close the account while the bank is still evaluating your qualifying transaction.

You may want to check with the bank for the current checking account rates and for any fees which may be applied to your checking account.

If you do not want a ding on your credit card score, you need to know that Bank of America does a hard credit pull when you open your first BofA checking account.

Bank of America is a member of the FDIC.

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